Every household subscribes to utility services like gas, electricity, water, and telephone. Since each service is delivered by a separate entity, consumers have to deal with several bills, each with specific settlement method and period.

The Electronic Bill Presentment and Payment Solutions is a software solution for development of payment systems on corporate and government scale. Capabilities of this system allow providing centralized, secure EBPP infrastructure between variety types of organizations, to increase cashless payments in overall economy and provide legal conformity of these payments. Centralized mass bill presentment and payment system, which would enable service subscribers to pay their bills on the unique payment portal through wide range of payment channels using variety of payment methods, can be created basing on this concept. These bill payments can be budget payments and non-budget payments. Budget payments are paid to government organizations for dues, taxes, penalties etc. Non-budget payments are paid to non-government organizations for utilities, telecom services, bank or mortgage credits etc.